• Dallas, TX – Save Up to $861 Per Year on Auto Insurance

    They say that finding cheap car insurance in Dallas Texas is an impossible dream. At Texascarinsurancerates.net, we say that it’s not only probable but that we will help you attain it. Our site has an embedded search engine that can locate quotes in any given area so shoppers can have an easier time comparing rates. It’s as easy as typing your zip code and clicking “Go!”

    Average Dallas Auto Insurance Quotes — Save Up to $861 Per Year

    Motorists in Dallas pay a wide range of rates for their premium but most will hover around the $1,541 level. Despite breaching the $1,500 mark, this can still be considered acceptable given that the average in Dallas County is around 3% higher and that the average in Texas is as much as 13% more.

    Insurance Factors – Getting Cheap Car Insurance in Dallas, TX

    From this average rate, residents can cut down their payments by convincing their providers that they do not engage in risky behaviors such as drunk driving or racking up high mileage. A good credit score is also a plus factor, as is a reasonable claims history. Other essential factors that are not as well-known are:

    • Location — Cities which are densely packed with people will be densely packed with cars, and the more vehicles on road, the more collisions seem to occur. Anticipating the dangers, insurance providers raise the premiums of residents in these areas. Of course, the opposite is also true, with sparse populations given substantial rate cuts. Dallas is considered as one of the major cities in the US with a thriving economy and a resident count of 1,201,715 as of 2011. Fortunately for its inhabitants, the city’s 342 sq mi of land area is more than enough to accommodate the population for now and the density remains manageable at 3,508 people per sq mi.
    • Driving To Work — Getting up early in the morning everyday to go to work is a hassle, but driving through the rush hour is an even bigger irritant. Not only is it stressful, it also means elevated premiums due to the hazards of being on the road at that time. Avoid it if possible. Providers jack up the payments for motorists who take a long time to get to work as they are in harm’s way for an extended period. So stay out of traffic-prone areas and move closer to the office for better rates. The average Dallas resident takes almost 27 minutes to commute to work. In 2009, the fatal accident count was 7.6 per 100,000 while the figure was 8.5 per 100,000 in Texas.
    • Auto Thefts — Reinforce your security arrangements so as not to get victimized by thieves. For instance, an alarm installation can spook the intruders and cause them to run away before they caught. Strong locks can also be placed at strategic points to frustrate them and cause them to move elsewhere. You can get insurance discounts for these as an added bonus. There were 7,984 victims of auto theft in 2011. Don’t join their ranks this year.
    • Education — Wearing the toga and the cap during graduation is sweet, but practical benefits such as lower premiums for college grads can be pretty awesome as well. About 18.1% of the Dallas population holds a bachelor’s degree compared to Texas with 15.6%. Ask providers if they offer a discount.

    Cheap auto insurance in Dallas Texas can be yours if you follow the tips above. Don’t forget to use the search engine on this page to get the quotes you need. Good luck!

    And if you live in Houston, you’re in luck! Just click that link to get savings in your city too!